Q. Does this coverage only protect me if I am found not guilty? Our professional liability insurance protects you from lawsuits by parents or students with coverage limits of $2,000,000 per insured and $3,000,000 per event. In some cases, NEA members may be required to purchase additional liability insurance to operate a home tutoring business. The operation of a business (whether paid or not) is not covered by the member`s personal home, tenant or condominium insurance or by NEA`s professional liability insurance policy. The EEL Directive covers criminal and civil rights cases, but does not cover cases arising from the dismissal or dismissal of a member or other “workplace rights”. These types of cases are covered by the Kate Frank-DuShane Unified Legal Services Program. This policy pays its benefits when other sources of insurance (such as a school district professional insurance policy) are exhausted. Plans from other organizations may promise you higher amounts of coverage for labour rights, but they may decide whether or not to get coverage. It is well known in the industry that some organizations only represent their members in cases that advance the organization`s goals and only when they believe the cause can be won. Your insurance and legal protection may sound good, but if they don`t cover you, it`s worthless. Note: Insurance coverage only applies to an insured`s activities that begin during the insurance period.

See more details. The RUTF Member Legal Services Department has more lawyers than any other Texas educators` association. Our legal team can provide eligible members with prompt and confidential employment assistance** – in English or Spanish – at no additional cost. You can arrange a call outside of business hours if it is not convenient to speak during normal business hours. Those covered by statutory liability insurance for educators differ from provider to provider. Therefore, it is important to check your policy to make sure who is covered. Here are the people you want to protect in your ELL policy: In the unlikely event that you are charged with a crime related to your duties as an educator, PEN`s legal protection plan provides for the payment of attorneys` fees of up to $20,000 per member per claim with a final finding of not guilty. In addition, our liability insurance covers up to $1,000 for the refund of the deposit premium. KEYTA members receive up to $10,000 in reimbursement of attorneys` fees for the defense of any lawsuit or proceeding against the member arising out of private teaching activities.

This coverage applies to tutoring services provided outside of your homework and school obligations. Members are insured for all situations related to professional activities. Coverage also includes school nurses and trainers. Teachers, administrators and paraprofessionals are insured for any accident that may occur at school, on the playground or on an excursion. All of these benefits are included in your PEN membership. This brief description of the Policy is provided for informational purposes only and does not alter or modify in any way the Policy filed with the Association. Our policies cover you for professional activities, including: Your responsibilities as an employee of your school or school district. There is NO coverage for activities that are performed outside your professional capacity, such as those performed on a voluntary basis or in a private company or private professional enterprise. ELL covers are not standard. There are significant differences between the forms that need to be carefully evaluated.

Exclusions should be examined very carefully to determine which types of incidents are covered by the insurance program under review and which are not. Here are some typical exclusions to explore and compare between programs: Learn more about your options as an NEA member for additional liability insurance through the NEA Personal Umbrella Insurance Program. The best legal protection at the best price. The PEN Legal Services Member Services team provides prompt and confidential assistance to eligible members who have employment-related legal concerns and questions. Professional and student membership in the Association of American Educators includes $2,000,000 in professional liability insurance – more coverage than other teacher associations at a much lower price. Professional Educators Network of Florida protects its members with superior responsibility and job advocacy. We provide experienced lawyers and member representatives who are experts in school law. Bob Boyd leads PEN of Florida`s legal counsel program and has practiced school law for 28 years. This is something that free national liability insurance simply won`t give you. Please learn more about additional coverage in addition to liability insurance on our website at penfl.org/legal-benefits Teachers` General Liability Insurance does not cover damage to your property caused by you or your students.

Instead, you`ll need to purchase a personal property policy. PEN members can access PEN`s full legal policies below: Owners and board members are not eligible for coverage. Please note the legal conditions of coverageCoverage applies to the activities of an insured person in the course of his professional activity and not to activities prior to the insurance period. Eligibility for PEN of FL membership benefits is conditional on PEN of FL receiving the appropriate payment or authorization forms specified by your choice of payment method for your applicable membership level. Interruption of payments to an authorized payment plan may result in the interruption of these benefits, including cancellation of insurance coverage. The AAE network of lawyers bills our insurance provider – not you, the individual teacher – for services that fall under the EAA plan. except in cases where you decide to hire your own lawyer. In these cases, your lawyer will be reimbursed for the services provided up to the limits set out in the policy.